Water takes up as much space as it possibly can, and it can flow in unpredictable patterns. This can make water damage hard to find – and it certainly makes it hard to find the source of water damage.

Water is also everywhereinside and outside our homes. All this makes water damage one of the most insidious problems a homeowner can face – a small leak can quickly lead to devastating damage to your home.

To help, we’ve compiled some of the top signs that you have water damage, or that water damage is imminent. By knowing the signs, you can take action before things get out of hand.

Warping, bubbling, and peeling

If your floors, ceiling, or walls are showing signs of warping, bubbling, or peeling, it’s very likely that you have water damage. Your ceilings and walls may even begin to take on a sponge-like quality when the damage is getting severe. In your bathroom or kitchen, the tiles of your floor may begin to crack. 

Should you notice that water is dripping around your home, or that there are pools of water that come back after you mop them away, look for warping, bubbling, and peeling in the area. It’s likely there’s water damage.

Water rings and stains are also quite common, though they’ll usually appear before warping and bubbling. If you see rings or stains and you can’t identify where they came from, it’s a good sign you’ve got a leak. 


While mould doesn’t always mean water damage, it often does. And even if you don’t have water damage, you’ll still want to get the mould cleared away, and figure out why it started growing.

Mould can be easy to spot – if you see it (usually in the corners of bathrooms, kitchens, or basements), you probably have a serious problem on your hands. You can also smell mould – a musty smell is often a good indicator. 

Plumbing issues

Water damage and plumbing issues go hand-in-hand. If you’ve noticed that the water pressure of all of your fixtures has suddenly dropped, it’s a sign that your water main has a leak. That leak may lead to water pooling around your foundation, which could then seep into your home.

The pipes inside your home may also have corroded. Check for signs of deterioration, especially around the connectors. You may also hear a dripping sound coming from your pipes. These issues need to be addressed immediately – water in your pipes is under high pressure, and if the leak gets worse, it could get much worse very quickly.

Another sign you’ve got a plumbing leak? Your water bill might skyrocket. And that leak could mean water damage.

Does insurance cover water damage?

The answer, as with all things insurance, is “it depends”. While most insurance policies don’t cover flooding, many comprehensive insurance policies cover water damage – if a number of conditions are met. Slow leaks are rarely covered, and an unoccupied home may not be covered. 

If you want a better understanding of your insurance in Winnipeg, give us a call. We can review your policy with you, and help you understand what’s covered and what isn’t.